Derek Parsons – Business & Franchise Finance

A small business and franchise finance specialist working for you.


 

Derek Parsons, Finance Consultant
Mobile: 0422 251 835
Email: Click Here

 

    

Owning and running your own business is an exciting, daunting, challenging and rewarding endeavour all rolled into one. Just like the physical premises of your business, your success hinges on your foundations, starting with getting the right finance at the right price. That’s where I can help.

For more than 30 years I’ve been working behind the scenes with some of the country’s largest finance institutions, including Westpac and BankWest, primarily helping small and medium sized businesses to secure competitive finance.

In 2021 I was ranked, by leading mortgage aggregation channel Loan Market, in the Top 20% of Finance Brokers in Australia based on $ volume of client funding settled, number of clients and, most importantly, my client satisfaction rating.

I work with clients Australia-wide and while my experience spans most industries my areas of specialty are:

  • Business Finance – SME
  • Franchise Finance
  • Rent Roll Finance
  • Service Station Finance
  • Supermarket Finance

The Green Finance Group Team have access to a panel of over 60 banks and lenders and hundreds of commercial, equipment and residential finance products and we are in an excellent position to know which bank will be more receptive to your industry or business type at any point in time.

Experience that makes a difference

As a franchise and small business finance specialist you could say I have ‘an insider’s advantage’ when it comes to securing my clients a great deal on finance.

Over the years I have established excellent relationships with bank decision-makers, and I know exactly what lenders are looking for when it comes to positioning your business proposition comprehensively.

Making sure your finance package is structured correctly is what’s important. Loan structure equals increased freedom and control and that’s critical for business success. Loan structure will differ for every business but ideally will be considerate of your cashflow needs both short and long term and will give you access to equity as your business grows.

Just as importantly, I’m not afraid of negotiating when it comes to getting my clients better loan terms and conditions. My team of specialist residential finance brokers can even help you with your own personal, home or investment finance needs.

Franchise Finance – it doesn’t need to be hard

My clients include business owners from some of the country’s best known franchise names and I have an excellent working knowledge of the opportunities and challenges faced on both business and industry levels.

Securing competitive business or franchise finance needn’t be as difficult as many business owners are led to believe. The key is knowing which banks or lenders really want your business.

A bank’s appetite for business lending changes with market conditions and internal benchmarks which is why approaching the same bank you use for your personal finances isn’t always the right solution.

Equipment Finance – get a better deal

Whether you are looking to expand your business or perhaps upgrade your facilities, including technology, the Green Finance Group Team can also assist you with a competitive range of equipment finance solutions to cover new equipment, fitouts and refurbishments and even motor vehicles. We can help you secure the most suitable equipment finance or leasing arrangement from the following options:

  • Chattel Mortgages – competitive interest rates available
  • Hire Purchase – take advantage of tax deductions
  • Operating Lease – suitable for fixed term contracts
  • Finance Lease – flexible repayment options
  • Car Finance – leasing options for single vehicle or fleet

Professional Qualifications & Memberships

  • Certificate IV in Property/Real Estate (2007)
  • Diploma in Financial Advising, SIA (2003)
  • Bachelor of Science, Griffith University (1983)
  • Mortgage & Finance Association of Australia (MFAA) – Credit Adviser

Book a consultation with Derek today and find out how much you could save:

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