Our latest finance news, tips and insights
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How do cash rate rises really impact how much you can borrow?

November’s official cash rate announcement came as no surprise with the Reserve Bank of Australia (RBA) presenting a 25 basis points increase, taking the official cash rate to 4.35%. This is the third rate rise since April 2023 and the highest it’s been in almost 12 years. So, what do...

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Thinking of refinancing? Here’s 5 important considerations

The cash rate is currently four percentage points higher than it was at the beginning of 2022, and it’s clearly influencing our purchasing behaviours (eating in is cool again), and for some, our quality of sleep! If an increase in loan repayments or the potential for an increase (i.e. if...

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Home loan pre-approval: your key to a successful negotiation

Securing a home loan pre-approval provides you with a commitment from the bank or lender of your choice as to how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’ of how much you can borrow it...

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Record car sales with loan and leasing options to match

Published: 5/9/23 Aussies bought a record 96,859 new vehicles in July – a 14.7% increase on the previous year (84,461) and 4.4% higher than the previous July record (92,754) in 2017. The top-selling vehicles in July were the Ford Ranger (5,143 sales), Toyota Hi-Lux (4,670), MG ZS (3,852), Tesla Model...

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How are Childcare Centres Valued?

Published: 5/9/23 There are two valuation methods commonly used to value Childcare Centres:   Going Concern Childcare Centres   METHOD ONE: Capitalisation of Net Income   The Capitalisation of Net Income is the primary method of valuation and is performed by assessing a net achievable income (based on the childcare centre’s performance) and capitalising...

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The impact of rising interest rates on commercial funding availability

I recently joined Mortgage Professional Magazine (MPA) for a podcast on the impact of rising interest rates on commercial funding availability and what it means for business owners and investors in key sectors. Click on the link below to have a listen or recap on the key points below: MPA...

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Need funding for your Supermarket business?
Here’s what you need to know.

Whether you are establishing a new supermarket or buying an existing supermarket business or looking to save money or negotiate better terms and conditions on your current business finance arrangements, the key to getting a better deal is as simple as, thinking like a bank! Banks lend money based on...

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Grow your small business with the right form of funding

When someone describes themselves as ‘being in debt’, it’s often considered a negative. They might have overspent on their credit card or are possibly struggling financially. But for small business owners, the debt that comes from taking out a small business loan or a line of credit facility can, in...

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Green Finance Group wins record 25 finance awards in 6 months

It’s been a big week for the Green Team, in the best of ways. On Monday night Green Finance Group were awarded the honour of all honours at Loan Market's Annual Awards – Number 1 Finance Brokerage Australia/NZ.  It's still sinking in. In addition to our team award, I also...

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Buying a franchise business: Pros and Cons

Some of the most recognised brands in Australia are franchise businesses. Think Subway, Dominos, Laser Clinics, Poolwerx and the list goes on.  From fast food to fitness to financial planning, franchising opportunities are as diverse as they are popular with the Franchise Council of Australia reporting the sector worth a...

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