Loan Q&A: Your big questions answered

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There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s tackle some of the common questions… How much can I borrow? Unfortunately, the answer to this one is ‘depends’! It differs from lender to lender and can vary quite a bit (depending on their criteria, income,…


Thinking of investing in property? Here’s what you should know:

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If you’re thinking about buying an investment property in 2018 but you could benefit from some guidance, you’ve come to the right place. I understand that dipping your toes into the world of property investment can appear daunting, that’s why the Green Team are here, to bring confidence to your decisions. Let’s start by looking…


Happy (debt free) New Year!

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While I’m not big on new year resolutions (too easily broken) I’m pretty partial to setting a good old-fashioned goal with a basic plan to achieve it (by basic I mean no more than 3-4 steps). And, as January rolls into the rearview mirror (yikes) and the focus on finance – thanks to the Christmas, Boxing Day sales,…


Commercial Property Loans: How banks put a price on debt

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Ever thought about how to get the best deal on commercial real estate finance? Below, James Kelder, our very own Commercial Finance expert, explains the key considerations of banks and lenders: When it comes to bank loans for property, people often think in terms of buying a home. Usually, the terms are quite rigid and…


Debt-free holiday tips

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Many of us tend to overdo it during the holiday period; whether it be eating or drinking too much, planning too many social outings, or spending too much. It’s easy to get caught up in the spirit of the season and wanting to be generous with our money, but it can leave us worried about…


Commercial Property Development – How has the lending market changed?

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Lending for commercial property development has tightened in recent months, in part due to APRA’s (Australian Prudential Regulation Authority) requirement for higher presales. While sourcing project finance may seem more complex, understanding the changing environment is essential for developers – big and small! Getting your project off the ground, even with little or no presale…


Record low interest rates – are you making them work for you?

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With interest rates remaining at record lows, in light of Tuesday’s announcement of ‘hold’ from the Reserve Bank, now remains a great time to make them work for you. Low interest rates typically signal an opportune time to buy property, but you can capitalise on them even if you’re not in the market for a home. If…


Commercial Property & Development Finance Specialist Joins GFG

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The Green Finance Group Team is pleased to welcome Commercial Property & Finance Specialist Yvonne Lucas to the Brisbane office.  Yvonne joins the team off the back of a successful 15-year career in banking and finance where she has worked in senior consultancy roles with some of Australia’s best known lenders and financiers, including BankWest and…


Rising House Values

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  When it comes to the value of your property, a recent report brings some good news. House values have risen across all capital cities with the exception of Sydney, which had a reversal as the market there stalls. According to the latest CoreLogic data released last month, Sydney home values decreased by 0.2%. Yet…


How to maximise business tax deductions NOW!

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With small business owners now submitting quarterly Business Activity Statements, the old days of rushing to the accountant in the last week of June with a shoe box full of paperwork for some last minute ‘tax planning’ is largely behind us. That said we are all time poor, and as we approach the last quarter…