State of the Market – interest rates, cash backs, grants and more

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Did somebody say EOFY? The end of financial year is fast approaching and due to the current climate your situation may be very different to previous years. There is some good news for business owners with the increase in the government asset finance write-off incentive which now allows you to claim an immediate deduction (business…


$25k Government HomeBuilder Grants

In the midst of the craziness that is 2020, there is a silver lining! Earlier this month, the federal government announced a $700 million housing package for Australians to access $25,000 grants to build a new home or start a major renovation. What does that mean for you? As a first home buyer or owner-occupier,…


Rent Relief During COVID-19

Last night, Prime Minister Scott Morrison announced Stage 2 of commercial and social distancing measures to address the global COVID-19 challenge. In relation to commercial operations, this includes closures to: Food courts in shopping centres (operators will still be able to provide takeaway); Beauty-based services such as beauty clinics, nail and tanning salons, tattoo parlours;…


COVID-19 Update – Financial support available to you

If you are anything like me you’ve probably had enough of the terms ‘unprecedented’ and ‘uncertain’ when it comes to the description of the worldwide COVID-19 situation, so let’s just get it out there first up, I know it’s overwhelming. As a business owner myself, I’m living it! We are all in this together, so…


Even the Government is suggesting you refinance, but why?

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For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so…


Don’t dig yourself a Christmas debt

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I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot…


Is refinancing worth the hassle?

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One of the most common questions I’m asked by my clients is, “Is refinancing worth the hassle?”. There is no hard and fast rule, it’s completely dependent on your individual situation and short and long term goals and it’s something you need to consider carefully. The last few weeks have seen quite a shift in…


Apps to Help Save Some Coin

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Don’t you hate rejection? What’s worse is when it comes from your bank. Tighter lending conditions have made it harder for borrowers to secure loans; with many not meeting loan criteria. We know the frustration that comes from meeting with your bank, only to be told that you just aren’t financially ready. And, while you…


EOFY Savings for Small Business

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We are staring down the barrel of the new Financial Year and now is the time to review, get things in order and start planning for, dare I say it, 2020! When it comes to saving money and getting ready for End of Financial Year (EOFY) there are a few tried and tested strategies astute…