My industry experience and reputation for professionalism mean I can often negotiate a better home loan package than those advertised – even with your own bank!
Getting a better home loan without jumping through hoops
My extensive career history in personal banking and branch management began with Westpac Bank and exposed me to all aspects of personal and small business banking and lending. You could say I speak the ‘lending language’ when it comes to knowing exactly what information your bank needs to successfully secure finance, fast!
I know what it takes to find the right lender and loan for you and will also assist you with the dreaded task of securing the required paperwork. I promise, it doesn’t need to be difficult, you just need to know what and when. Each lender has different requirements – some will want more information than others and I will guide you every step of the way.
Refinancing – find out how much you can save!
When it comes to saving money we’ve all driven that little bit further for cheaper petrol but how often would you ‘price check’ your home loan?
If it’s been some time since you reviewed your finance, you could be losing thousands of dollars over the life of the loan. Combine new-to-market home loan products with record low interest rates and your potential to save is huge. In just one consultation I can show you how to:
- Save time or money off your home loan
- Reduce your repayments
- Access equity for investment or renovation
- Consolidate multiple loans
- Change your mortgage type ie. variable to fixed
Even if you think you’ve already found a good deal, I can review your loan package, including interest rate, to see if any further savings can be negotiated.
There’s no such thing as one bank fits all
I provide access to hundreds of home loan products and I work with banks and credit departments every day so I know which bank will be more responsive to your individual situation.
Whether you are a first homebuyer, upgrader, investor, renovator, self-employed borrower or business owner, single applicant, or even an overseas borrower, the fact is, not every bank will look at you the same way and that will impact both the amount of money you can borrow and how much it will cost you.
Brisbane Homebuyers and Investors
No matter where you are located, I can show you your borrowing options from over 60 banks and secure lenders.
In just one consultation you’ll find out:
- How much can borrow from a range of lenders
- Loan terms and options
- Associated loan costs
- Repayment options and amounts
I can meet you at your home, at your office or mine and am available for after hours appointments most days of the week.
Over the years I have helped hundreds of local families, couples and independent borrowers to successfully purchase property of all shapes and sizes and I can help you too!
Professional and Industry Qualifications
- Commissioner for Declarations (Cdec)
- Certificate IV of Finance and Mortgage Broking
- Diploma of Finance and Mortgage Broking
- Certificate III of Business Administration