Paul Steele, Finance Consultant
Mobile: 0417 787 369
Email: Click Here
Whether you are a first, second or twentieth homebuyer, an experienced investor, or you simply want to save money on your existing finance, I have the lending knowledge and experience to assist you to find a better home loan.
With a career history that spans both the banking and finance and property development industries coupled with a degree in property economics, I am ideally placed to help you navigate the ins and outs of property purchase or investment, for both personal and business purposes, in today’s market.
I help local families, savvy individuals and self-employed borrowers to successfully purchase property of all shapes and sizes, and my reputation for professionalism means I can often negotiate a better home loan deal than those advertised – even with your own bank!
Even if you’d simply like some guidance around your finance options – loan types, interest rates, repayments, industry trends or mistakes to avoid, call, text or email and I will be happy to point you in the right direction.
Help for First Home Buyers
Buying your first home is an exciting and sometimes challenging prospect. Affordability (or lack of) is certainly a hot topic today but there’s plenty of opportunity for first home buyers or first time investors who are willing to work towards their goal. Lenders will typically accept 5% deposit (dependent on the property) but you will need additional funds to cover costs such as stamp duty, legal registration fees and lenders mortgage insurance. In addition to saving the required deposit amount there are other options available to help you on your way such as first home buyer grants (state-specific). I can help you to apply for relevant grants, or prepare for purchase by putting a savings plan into place.
Whether you are a first time investor or already hold a large property portfolio I can show you how to structure your investment loan/s in a way that helps to maximise your returns. If you already have property I can show you how to use your equity to your financial advantage.
Refinancing – save money and time off your home loan
If it’s been some time since you reviewed your finance, you could be losing thousands of dollars over the life of the loan. Combine new, improved home loan products with record low interest rates and your potential to save is huge. In just one consultation I can show you how to:
- Save time or money off your home loan
- Reduce your repayments
- Access equity for investment or renovation
- Consolidate multiple loans
- Change your mortgage type ie. variable/fixed/split
Even if you think you’ve already found a good deal, I can review your loan package, including interest rate, to see if any further savings can be negotiated.
It’s your choice
I have access to hundreds of loans from over 30 banks and secure lenders and can show you:
- How much you can borrow from a range of lenders
- Pros & cons for a range of loan options & features
- Associated loan costs
- Deposit requirements & options
- Repayment options
Remember, not all banks lend the same. The difference in what you could borrow responsibly from one bank to another could equate to tens of thousands of dollars which is why it pays to work with a finance professional with an in-depth understanding of current lending policies.
All things Finance
At Green Finance Group we offer more than just home loans. We provide access to a team of professionals, experts in their own fields, who work together to help you protect, manage and grow your wealth through smart, integrated finance, financial planning and insurance solutions. We can assist you with:
- Home Loans
- Investment Loans
- Business Loans
- Commercial Finance
- Equipment Finance
- Development Finance
- Bridging Loans
- Land Loans
- Construction Loans
- Personal & Car Loans
- Self Managed Super Funds (SMSF)
- Financial Planning
- Estate Planning
We offer a one-stop shop for all your personal and business finance needs, saving you time and money, and giving you peace of mind, knowing that you’ve got a team of experts on your side.
Professional and Industry Qualifications
- Certificate IV in Finance and Mortgage Broking (International Institute of Technology) 2019
- Diploma in Finance and Mortgage Broking (International Institute of Technology) 2019
- Bachelor of Property Economics, Minor in Construction Management – (QUT) 2018
- Masters of Business Administrations, Major in Finance (Australian Institute of Business – AIB) 2017