Like any business purchase your return on investment is hinged on ensuring any associated borrowings are competitive.
Green Finance Group is one of a very small number of Australian finance brokerages that can claim to specialise in providing finance solutions for Childcare operators whether experienced or new to the industry.
Childcare finance is available for purchasing options:
- Freehold Going Concern – You own the physical property (Freehold) as well as the business (Going Concern) component. Cashflow is generated through the childcare business.
- Freehold Investment -You own the physical property whilst the business is owned by a third party (Leasehold). A lease agreement will be in place that outlines the rental amount and terms of the lease. Cashflow is generated through rental income.
- Leasehold – You own only the business component whereby a lease agreement is in place with the Freehold owner (Landlord), and an agreed rental amount is paid.
The Green Team can assist you with:
- Competitive business finance for owner operators and leasehold operators
- Refinancing – ask us how we can better your current terms, possibly with your existing lender
- Loan terms up to 10 years, with interest only periods available
- Lines of credit
- Construction finance for new owner operators
- Finance for renovations or extensions for existing businesses
We also work with your chosen lender to co-ordinate:
- Cash management and transaction banking services (including direct debit facilities)
- Merchant facilities
- Internet Banking
- Personal banking for business owners and directors
Other business solutions we can provide include:
- Business insurance
- Commercial and residential investment lending
- Superannuation and insurance for you and your staff
- Financial Planning
- Wealth Management
We will assist you with the packaging and presentation of your finance application and provide negotiation services with the lender on your behalf. Our aim is to ensure the best outcome for your business whether it is to get you up and running, negotiate better conditions, save you money, or all of the above.