Medical Finance

As a doctor or medical professional, lenders view you as a low-risk borrower with strong earning potential – and they compete for your business. Some lenders offer exclusive medico finance packages including discounted interest rates, LMI waivers and high LVR lending, but eligibility and benefits vary significantly between lenders. That’s where Green Finance Group’s medico finance specialists come in.

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Finance for Medical Professionals

Specific offers, discounts and eligibility criteria can vary substantially between lenders. Your Green Team specialist health finance broker is in the best position to help you to take advantage of all the benefits on offer and will be able to provide you with a summary of options applicable for your situation from a panel of over 60 banks and lenders.

We offer a comprehensive range of finance options tailored to the specific needs of medical professionals, including:

  • Home Loans
  • Investment Loans
  • Car Loans
  • Equipment Finance
  • Cash Flow Lending
  • Business Finance
  • Commercial Property Finance
  • SMSF Borrowing

Get a better deal on your finance today

Ask your Green Team Finance Broker about:

  • Discounted interest rates: Banks often offer lower interest rates for medical professionals, recognising your earning potential and career stability and corresponding ability to meet repayments.
  • High loan-to-value ratio (LVR): Medical professionals may be eligible for higher LVRs, allowing you to borrow a larger percentage of the property’s value without having to provide a significant deposit. This can be advantageous if you are looking to purchase a home or investment property.
  • Lenders Mortgage Insurance (LMI) waivers: Some lenders will waive or reduce the LMI for medical professionals, which is typically required when borrowing more than 80% of the property’s value. This can help save significant costs upfront.
  • Specialised loan packages: Some lenders offer specialised loan packages referred to as ‘medico packages ‘designed specifically for medical professionals. These packages may include additional benefits, such as flexible repayment options, fee waivers, offset accounts, or discounted credit cards.
  • Income assessment flexibility: Medical professionals often have complex income structures, including various sources such as private practice, Medicare billings, or salary packaging arrangements. Lenders that specialise in serving medical professionals usually provide more flexible assessment methods to determine borrowing capacity.
  • Streamlined application process: Green Finance Group also has access to dedicated relationship managers that understand the unique financial circumstances, and time constraints faced by medical professionals and can provide priority processing of loan applications when needed.

Our team of health finance specialists are ex-bankers with unrivalled experience and knowledge in the provision of competitive finance for medical professionals and healthcare businesses of all sizes. For a complete summary of how much you can borrow, loan options and applicable loan discounts and benefits, get in touch today.

Our Medical Finance Specialists

Daniel Green

Director

Australia's leading hospitality, accommodation and childcare finance specialist and winner of Loan Market's Commercial Broker of the Year 2024 and 2025.

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John Keys

Finance Consultant - Healthcare Specialist

An in-demand healthcare finance specialist, John’s clients include PAYG practitioners, aspiring start-ups and some of the country’s largest corporates and healthcare businesses and franchise groups in Australia today.

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Our Service

What do our clients think?

With no staff, limited experience as a principal dentist and no premises, the only way I could take this opportunity,
to set up my own practice, was if someone believed in me enough, to help me secure a full hundred per cent loan. Luckily John Keys completely saw my vision and potential and supported me in this venture. It was pretty incredible.

A. Davies
A. Davies

James Kelder helped me out and was able to secure a sizeable credit packages to help with the acquisition of multiple commercial properties. James always shown innovation in his recommendations as he looked for the best result on my behalf. Importantly, James always answered promptly to my discussions. In every way, he goes above and above. He has a sterling moral compass and genuinely cares about seeing you succeed.
James is fantastic and passionate about what he does. It is impossible to suggest enough.

Shahzad Arshed
Shahzad Arshed

This was the first time we have used a broker and Daniel Green made the entire process easy and stressless. They do all the ground work with the bank and are extremely efficient with helping you obtain all the necessary information and documents required by the bank. I would highly recommend Green Finance and wouldn't hesitate to use them again

J. Platt
J. Platt

Fantastic service from start to finish. Daniel and Mark really understand the marketplace and most importantly the banking/loan parameters in this changing environment. I would highly recommend.

J. Mooney
J. Mooney

As a doctor or medical professional, lenders view you as a low-risk borrower with strong earning potential - and they compete for your business. Some lenders offer exclusive medico finance packages including discounted interest rates, LMI waivers and high LVR lending, but eligibility and benefits vary significantly between lenders. That's where Green Finance Group's medico finance specialists come in.

Medical Finance