My clients come in all shapes and sizes, from local Cairns families buying their very first homes to experienced investors adding to their property portfolios, to local business owners purchasing commercial property and equipment. The one thing they have in common is, their need to find a better finance deal and that’s where I can help.

A great home loan deal for every situation

I can show you your borrowing options from over 65 banks and non-bank lenders giving you the confidence you need to move forward with your decision. You’ll know exactly how much can borrow, your loan terms, associated costs, and repayment options. I even have access to special offers and discounts not always available direct to the public.

I can provide the answers to all your questions, including:

• Is it possible to save money on my existing home or investment loan?
• How much can I really borrow?
• Can I reduce my current home loan repayments?
• Will consolidating my debt help me save money?
• How can I own my home sooner?
• How can I access equity for investment purposes?
• Is now the time to buy my first home or investment property?
• What FHB grants and subsidies are available to me?
• What types of car loan and leasing options are available to me?

How much can you really borrow?

‘How much can I borrow?’ is possibly the question I’m asked the most and it’s not uncommon for my clients to be surprised by their actual borrowing capacity.

Most borrowers have some sort of understanding based on online home loan calculators, but the fact is, not all banks lend the same. Your borrowing power will vary from one lender to another, and the difference can be up to hundreds of thousands of dollars.

As I have working relationships with a large panel of banks and non-bank lenders, I can give you the insider’s scoop on who will provide the most favourable interest rate and loan terms for your situation.

Special Offer Home loans for Emergency Services Personnel

Many of my clients are Cairns emergency services personnel, including police officers, ambulance officers, paramedics, firefighters and nurses.

Frontline responders are often eligible for a range of home loan benefits not always available to the general public – but you need to approach the right bank.

I understand the time constraints imposed by shift, OT and weekend work, and in just one consultation, at a time and place that suits you, I can provide you with an overview of competitive home loan options, how to access special benefits such as no LMI, deposit requirements, costs, repayments and more.

Home loans for self-employed borrowers

There is a common misconception that if you are self-employed obtaining a home loan is difficult. That isn’t case if you know which lender wants your business.

In today’s modern workforce, more people are self-employed, and most lenders have adjusted their policy to suit demand. The key to finance approval is knowing which lender’s policy will best cater to your situation.

I work with small business operators daily and know firsthand the challenges, the benefits and, more specifically, the pressures on your time.

I can summarise a range of competitive loan options for you, including but not limited to low documentation options. You might be pleasantly surprised by the choice that is available to you today.

Borrowing to invest in property

Whether you are a first-time investor or already hold a large property portfolio I can show you how to structure your investment loan/s to help maximise your returns. I can also provide you with recommendations for other quality professional services that may assist you such as Accountants, Solicitors, Quantity Surveyors and Financial Planners.

More than ‘just’ home loans

At Green Finance Group we offer more than just home loans. We provide access to a team of professionals, experts in their own fields, who work together to help you protect, manage and grow your wealth through smart, integrated finance, financial planning and insurance solutions. We can assist you with:

• Home Loans
• Investment Loans
• Business Loans
• Cash Flow Financing
• Commercial Finance
• Equipment Finance
• Development Finance
• Refinancing
• Bridging Loans
• Land Loans
• Construction Loans
• Personal & Car Loans
• Financial Planning
• Estate Planning
• Insurance – Life, Income Protection
• Insurance – General

Professional Qualifications

• Certificate 4 in Finance and Mortgage Broking
• Diploma in Finance and Mortgage Broking- (Complex Lending and Broking/Business Management Skills)

Even if you’d simply like some guidance around current home, business or car loan options or ways to save money on your current loan repayments, I will be happy to point you in the right direction.