I help local families, savvy individuals and self-employed borrowers to successfully purchase property of all shapes and sizes, and my reputation for professionalism means I can often negotiate a better home loan deal than those advertised – even with your own bank!

Help for First Home Buyers

Buying your first home is an exciting and sometimes challenging prospect. Affordability (or lack of) is certainly a hot topic today but there’s plenty of opportunity for first home buyers or first time investors who are willing to work towards their goal. Lenders will typically accept 5% deposit (dependent on the property) but you will need additional funds to cover costs such as stamp duty, legal registration fees and lenders mortgage insurance. In addition to saving the required deposit amount there are other options available to help you on your way such as first home buyer grants (state-specific). I can help you to apply for relevant grants, or prepare for purchase by putting a savings plan into place.

Investment Loans

Whether you are a first time investor or already hold a large property portfolio I can show you how to structure your investment loan/s in a way that helps to maximise your returns. If you already have property I can show you how to use your equity to your financial advantage.

Refinancing – save money and time off your home loan

If it’s been some time since you reviewed your finance, you could be losing thousands of dollars over the life of the loan. Combine new, improved home loan products with various lenders setting interest rate changes irrespective of the cash rate  and your potential to find savings is high. In just one consultation I can show you how to:

• Save time or money off your home loan
• Reduce your repayments
• Access equity for investment or renovation
• Consolidate multiple loans
• Change your mortgage type ie. variable/fixed/split

Even if you think you’ve already found a good deal, I can review your loan package, including interest rate, to see if any further savings can be negotiated.

It’s your choice

I have access to hundreds of loans from over 60 banks and secure lenders and can show you:

• How much you can borrow from a range of lenders
• Pros & cons for a range of loan options & features
• Associated loan costs
• Deposit requirements & options
• Repayment options
• First homebuyer grants & benefits

Remember, not all banks lend the same. The difference in what you could borrow responsibly from one bank to another could equate to tens of thousands of dollars which is why it pays to work with a finance professional with an in-depth understanding of current lending policies.

All things Finance

At Green Finance Group we offer more than just home loans. We provide access to a team of professionals, experts in their own fields, who work together to help you protect, manage and grow your wealth through smart, integrated finance, financial planning and insurance solutions. My team can assist you with:

• Home Loans
• Investment Loans
• Business Loans
• Commercial Finance
• Equipment Finance
• Development Finance
• Refinancing
• Bridging Loans
• Land Loans
• Construction Loans
• Personal & Car Loans
• Self-managed Super Fund borrowing (SMSF)
• Financial Planning
• Estate Planning
• Business Succession Planning
• Insurance

We offer a one-stop shop for all your personal and business finance needs, saving you time and money, and giving you peace of mind, knowing that you’ve got a team of experts on your side.

A dedicated Client Services Team to support your loan application

To ensure you have a point of contact at all times, my clients benefit from the additional support of their very own Client Services Manager in the form of Nick Williams.

Nick is a customer service professional with lending knowledge that would put a bank manager to shame. He’s the perfect person to support our clients throughout the loan lodgement process and beyond. He makes certain that your loan application is presented to the lender in the best possible light so you can be confident in reaching the much-anticipated formal loan approval. He organises your loan documents and takes care of all the correspondence with solicitors and lenders, so your settlement is successful, and on time.

Phone: 0437 568 877 or click here to email Nick direct.

Professional and Industry Qualifications

• Certificate IV in Finance and Mortgage Broking (International Institute of Technology) 2019
• Diploma in Finance and Mortgage Broking (International Institute of Technology) 2019
• Bachelor of Property Economics, Minor in Construction Management – (QUT) 2018
• Masters of Business Administrations, Major in Finance (Australian Institute of Business – AIB) 2017

Even if you’d simply like some guidance around your home finance or business finance options – loan types, interest rates, repayments, industry trends or mistakes to avoid, contact me at anytime and I will be happy to point you in the right direction.