Allied Health Finance

Ask your Green Team Finance Broker about:

• Discounted interest rates: Banks often offer lower interest rates for allied healthcare professionals, recognising your earning potential and career stability and corresponding ability to meet repayments.
• High loan-to-value ratio (LVR): Allied healthcare professionals may be eligible for higher LVRs, allowing you to borrow a larger percentage of the property’s value without having to provide a significant deposit. This can be advantageous if you are looking to purchase a home or investment property.
• Lenders Mortgage Insurance (LMI) waivers: Some lenders will waive or reduce the LMI for healthcare professionals, which is typically required when borrowing more than 80% of the property’s value. This can help save significant costs upfront.
• Specialised loan packages: Some lenders offer specialised loan packages that may include additional benefits, such as flexible repayment options, fee waivers, offset accounts, or discounted credit cards.

• Income assessment flexibility: Healthcare professionals often have complex income structures, including various sources such as private practice, Medicare billings, or salary packaging arrangements. Lenders that specialise in providing finance options for healthcare professionals usually provide more flexible assessment methods to determine borrowing capacity.
• Streamlined application process: Green Finance Group also has access to dedicated relationship managers that can provide priority processing of loan applications as needed.

Our team of health finance specialists are ex-bankers with unrivalled experience and knowledge in the provision of competitive finance for healthcare professionals and businesses of all sizes. For a complete summary of how much you can borrow, loan options and applicable loan discounts and benefits, get in touch today.