Medical Finance

Doctors and medical professionals hold vital roles in ensuring the health and well-being of the nation’s population. Many banks and some non-bank lenders recognise these significant contributions and offer a range of exclusive finance packages, discounted loans and special offers that cater specifically to the unique circumstances of medical professionals working to improve healthcare outcomes for all Aussies.

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Finance for Medical Professionals

Specific offers, discounts and eligibility criteria can vary substantially between lenders. Your Green Team specialist health finance broker is in the best position to help you to take advantage of all the benefits on offer and will be able to provide you with a summary of options applicable for your situation from a panel of over 60 banks and lenders.

We offer a comprehensive range of finance options tailored to the specific needs of medical professionals, including:

  • Home Loans
  • Investment Loans
  • Car Loans
  • Equipment Finance
  • Cash Flow Lending
  • Business Finance
  • Commercial Property Finance
  • SMSF Borrowing

Get a better deal on your finance today

Ask your Green Team Finance Broker about:

  • Discounted interest rates: Banks often offer lower interest rates for medical professionals, recognising your earning potential and career stability and corresponding ability to meet repayments.
  • High loan-to-value ratio (LVR): Medical professionals may be eligible for higher LVRs, allowing you to borrow a larger percentage of the property’s value without having to provide a significant deposit. This can be advantageous if you are looking to purchase a home or investment property.
  • Lenders Mortgage Insurance (LMI) waivers: Some lenders will waive or reduce the LMI for medical professionals, which is typically required when borrowing more than 80% of the property’s value. This can help save significant costs upfront.
  • Specialised loan packages: Some lenders offer specialised loan packages referred to as ‘medico packages ‘designed specifically for medical professionals. These packages may include additional benefits, such as flexible repayment options, fee waivers, offset accounts, or discounted credit cards.
  • Income assessment flexibility: Medical professionals often have complex income structures, including various sources such as private practice, Medicare billings, or salary packaging arrangements. Lenders that specialise in serving medical professionals usually provide more flexible assessment methods to determine borrowing capacity.
  • Streamlined application process: Green Finance Group also has access to dedicated relationship managers that understand the unique financial circumstances, and time constraints faced by medical professionals and can provide priority processing of loan applications when needed.

Our team of health finance specialists are ex-bankers with unrivalled experience and knowledge in the provision of competitive finance for medical professionals and healthcare businesses of all sizes. For a complete summary of how much you can borrow, loan options and applicable loan discounts and benefits, get in touch today.

Our Medical Finance Specialists

Daniel Green


Australia's leading hospitality, accommodation and childcare finance specialist and winner of Australian Broker of the Year 2022.

John Keys

Finance Consultant - Healthcare Specialist

An in-demand healthcare finance specialist, John’s clients include PAYG practitioners, aspiring start-ups and some of the country’s largest corporates and healthcare businesses and franchise groups in Australia today.

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