Petrol is a staple of daily life and petrol stations make for an attractive business proposition when you consider one in three Aussies are refueling their car at least once a week. Securing funding for the purchase or improvement of a petrol station isn’t always quite so simple. There are only a select few lenders with an appetite for petrol station finance. Knowing which banks or specialist lenders to approach and how their loans compare is critical when it comes to finding a better finance deal for your business. That’s where we can help.
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Banks generally view petrol or service stations as specialised commercial property assets meaning the maximum value that some banks will lend can be much lower than standard commercial property. At Green Finance Group we have specialist business finance brokers with proven track records in negotiating favourable terms for the purchase and improvement of both freehold and leasehold petrol stations.
Freehold / Going Concern Petrol Station
You own the physical property (Freehold) as well as the business (Going Concern) component. Cashflow is generated through the petrol station business. Funding is available for up to 70% of the value of freehold/going-concern petrol station with interest only options available and full repayment terms of up to 15 years.
Leasehold Petrol Station
You own only the business component and have a lease agreement in place with the Freehold owner (Landlord). Funding is available up to a maximum of 50% of the purchase price for businesses less than $2 million. Interest only terms may be available depending on the strength of the application.
Freehold Investment Petrol Station
You own the physical property while the business is owned by a third party (Leasehold). A lease agreement will be in place that outlines the rental amount and terms of the lease. Cashflow is generated through rental income. Funding is available for up to 70% of the value of freehold service stations with interest only options available and full repayment terms of up to 15 years.
Whether you are looking to finance, refinance, refurbish, extend or develop a petrol station we have the expertise to make it happen. Even if you’d simply like some guidance around your business opportunity, the pros and cons, industry trends or mistakes to avoid, your Green Team business finance broker can point you in the right direction.
Director
Australia's leading hospitality, accommodation and childcare finance specialist and winner of Australian Broker of the Year 2022.
Finance Consultant
One of Australia's most in-demand commercial finance brokers and awardee of Best Finance Broker 2024 (Better Business Awards), James specialises in commercial property investment and development finance.
I've had multiple engagement with the Green Finance Group and each of them has been excellent. I have no trouble recommending them to anyone looking for finance and will be using them again myself for future transactions.
This was the first time we have used a broker and Daniel Green made the entire process easy and stressless. They do all the ground work with the bank and are extremely efficient with helping you obtain all the necessary information and documents required by the bank. I would highly recommend Green Finance and wouldn't hesitate to use them again
