Australia’s supermarket industry has seen substantial change in recent times. Shifting consumer attitudes and purchasing behaviours and the introduction of cost-cutting competitors, in the form of Aldi, have caused a measurable shift in buying patterns.
With competition at an all-time high, supermarket operators, big and small, must carefully monitor costs, including the upfront establishment and ongoing costs of business finance.
At Green Finance Group we have a proven track record in sourcing competitive funding for supermarket operators, independent and franchise, and we can help you too.
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Providing your customers with a better deal at the cash register is your speciality. Making sure you get a better business finance deal for your supermarket or local convenience store is ours.
Every lender will assess your application differently. The key to negotiating a better finance deal is knowing, from the outset, which bank or non-bank lender will look at your business case most favourably. Our supermarket clients are currently benefiting from the following terms:
The requirement for a valuation will depend on:
Valuation costs are paid by the borrower however not all lenders require up-front valuations in every situation. Your Green Team finance broker will be in the best position to help you minimise valuation costs.
Regular refurbishments to your shop fitout are essential for retail success. Modern décor and well-maintained facilities will keep your customers coming back.
Obtaining finance for fitout can be difficult and the most common mistake business owners make is assuming their current bank or financier will fund a fitout.
Some banks do not have either the loan products or an appropriate policy for financing shop fitout. Without an appetite for the business, the bank will simply turn it away or add unnecessary costs and covenants to the loan.
It’s definitely worthwhile looking outside the panel of big banks when it comes to shop fitout finance.
At Green Finance Group we have access to a range of secure specialist lenders who can provide finance specifically for shop fitouts, often without the need for further tangible security.
For smaller facilities of < $50,000, you may not even need to provide financial statements.
Your Green Team finance broker works with small businesses to secure competitive funding every day and will be in the best position to show you how to get a better deal on your supermarket and fitout finance.
Director
Australia's leading hospitality, accommodation and childcare finance specialist and winner of Australian Broker of the Year 2022.
Finance Consultant
An award-winning small business and franchise finance specialist who's on your side when it comes to finding a better finance deal.
Finance Consultant
An ex-banker and lending specialist who is on your side and can provide the cost and time-saving advantages of established banking relationships, proven lending knowledge, a choice of funding solutions and fast answers.
It was a genuine pleasure doing business with Green Finance Group, and I'm thrilled with the level of service competence and friendliness displayed by the entire crew.
James was exceptional in many ways, and I think he went above and beyond to be of assistance! A+, and many thanks for the superb work!
This was the first time we have used a broker and Daniel Green made the entire process easy and stressless. They do all the ground work with the bank and are extremely efficient with helping you obtain all the necessary information and documents required by the bank. I would highly recommend Green Finance and wouldn't hesitate to use them again
In one word – brilliant! Upon purchasing our first IGA supermarket in Heathcote, Sydney I was introduced to Daniel by Peter Hanbury from Aussie Supermarket Brokers to assist with securing finance. I was impressed by his level of service from the word go. He just knows what he’s talking about and I knew he was on my team which meant I could trust him to do the job and get us a good deal. I didn’t have to worry about anything – the process was smooth, the communication was regular and I always knew where we were at. He’s since helped to finance a fruit orchard for a friend of mine and I’d happily recommend his and his team’s services.
