As Green Finance Group’s founder and Director, I have more than 30 years’ experience in the banking and finance industry during which time I have built an extensive network of industry contacts and advocates.
I have a proven track record in securing competitive, timely finance for pubs, hotels, community clubs, management rights, accommodation (motels, hotels, caravan parks, recreation parks) and childcare facilities and can also provide residential home and investment finance solutions for business owners and board members.
Pub & Hotel Finance Specialist
In previous banking roles I was responsible for shaping bank policy specifically for the hotel industry which makes me uniquely placed to assist both new entrants and existing operators in all facets of hotel funding.
In an increasingly complicated and regulated banking and commercial landscape, I believe businesses deserve nothing less than well informed, timely and accurate assistance.
In addition to my extensive finance qualifications and experience I have first hand understanding of the intricacies of day-to-day business operations, having previously owned multiple businesses within my areas of specialty (including pubs, childcare centres, logistics) and currently managing a team of more than 35 specialist finance brokers and support staff.
Undoubtedly my hands-on business experience affords me a better understanding of the challenges faced by business owners today and allows me to better provide workable solutions, not theoretical fixes, for you and your business.
Whether you are looking to purchase a new pub, hotel or local bar, invest in new equipment or upgrade your gaming machines, I can help you to secure a better finance deal.
Australia’s Childcare Centre Finance Specialist
I have an unmatched depth of experience in providing tailored finance solutions for Childcare businesses of all sizes, both freehold and leasehold.
Over the years I have personally owned and invested in multiple centres. You could say I have an insider’s advantage when it comes to understanding the opportunities and challenges of running a successful childcare centre.
My childcare centre clients include independent centres, multi-centre operators and childcare franchise groups based Australia-wide. I also work with family day-care businesses.
In addition to negotiating a better finance deal on your behalf, I can comfortably guide you through all related processes including due diligence, business planning and even cash flow management.
My aim is to ensure the best outcome for your business whether it is to get a new centre up and running, negotiate better loan conditions on your current childcare centre finance, save you money, or all of the above.
Better business finance for accommodation and management rights businesses
Whether you are purchasing a caravan park, country motel, inner-city branded franchise or a management rights business, I can tell you the key to getting a better deal is knowing which bank or lender actually wants your business. There is just no such thing as ‘one-size fits all’ loans. I work with over 60 lenders but I know there is usually only a handful whose lending policy will be in your best interest based on, but not limited to, the actual business and your personal financial situation.
Access to finance for management rights has certainly opened up in the last few years but even so, the same bank will more than likely apply different policy depending on the letting type ie. holiday, permanent, student, so approaching the right bank is key.
When searching for accommodation business opportunities, you’ll probably review numerous complexes before making an offer. When you identify a promising property, I recommend reaching out to me to assess the business financials and make sure they align with your personal financial situation and goals. I will thoroughly evaluate the proposed purchase to help you understand loan structure, all associated fees, charges, and ongoing interest. When assessing the financials of a prospective property, I will:
- Determine the required equity/cash to be invested upfront
- Consider the separate values of the business and the manager’s unit (management rights transactions)
- Assess the income available to service the debt and/or interest costs
- Provide guidance on the proposed purchase price
- Pinpoint suitable lenders and negotiate finance packages on your behalf
Get a better business loan approved faster
Due to the large volume of loans I introduce to the banks I have access to key bank decision-makers and, in some cases, priority loan processing.
I am also exposed to premium consumer banking products, not always available to the general public. These can be offers or discounts that may benefit you in the form of increased borrowing power and/or interest rate discounts.
A dedicated Client Services Team to support your loan application
To ensure you have a point of contact at all times, my clients benefit from the additional support of their very own loan application manager.
Aaron, Megan and Christina are ex-bankers and lending specialists. The team provides an extra level of support to my clients throughout the loan lodgement process and beyond.
Aaron and Megan are business and equipment finance specialists while Christina Gonzalez is our residential finance expert. They will liaise directly with you to expertly organise your loan documents and manage correspondence with solicitors and lenders, so your settlement is successful, and on time.
Phone: 07 3899 2866 to reach the team or email direct:
Aaron Minarelli, Finance Consultant
Christina Gonzalez, Finance Consultant (Residential)
Megan O’Keeffe, Finance Consultant
Most Recent Industry Awards & Achievements
- Finance Broker Business Award Australia 2024 – MFAA
- ARAMA Service Provider of the Year 2024 – ARAMA
- Commercial Broker of the Year Finalist 2024, 2023 – Australian Broking Awards (Announced 12/08/24)
- Major Independent Brokerage of the Year Finalist 2024 – Australian Broking Awards (Announced 12/8/24)
- Brokerage of the Year – Independent Finalist 2023, 2016, 2015 – Australian Mortgage Awards
- Top Commercial Broker 2024, 2022 – Mortgage Professional Magazine
- Finance Broker Business Award Qld Finalist 2024, 2023 – MFAA
- Commercial Finance & Equipment Broker of the Year 2024 Finalist – MFAA
- Finance Broker of the Year 2024 Finalist – Better Business Awards
- Top 25 Brokerage 2024, 2023, 2017 – The Adviser Magazine
- Global Top 100 2023 – Mortgage Professional Magazine
- Top 100 Mortgage Brokers 2023 – Mortgage Professional Magazine
- Commercial Broker of the Year 2023 – Loan Market Annual Awards
- Finance Brokerage of the Year 2023 – Loan Market Annual Awards
- Chairman’s Club Member 2023, 2022, 2021 (FY) – Loan Market (Top 1% Australia)
- Platinum Elite Club Commercial Finance 2023 (FY) – Loan Market
- Australian Broker of the Year 2022 – Australian Mortgage Awards
- Broker of the Year Commercial 2022, 2018, 2016 – Australian Mortgage Awards
- Broker of the Year Commercial Real Estate Finalist – 2023, 2022, 2021, 2020, 2015, 2014, 2013, 2012 – Australian Mortgage Awards
- Top 10 Commercial Broker 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012 – Mortgage Professional Australia Magazine
- Number 1 Finance Broker $ Volume Settlements (Qld) 2021 – Loan Market
- Number 1 Commercial Broker 2018 – Loan Market
- Number 1 Asset Finance Broker 2018 – Loan Market
- Elite Business Writer 2018 – The Adviser Magazine
- Top 10 Independent Brokerage 2020, 2019, 2017, 2016, 2015 – Mortgage Professional Australia Magazine (MPA)
- Commercial Business Writers 2016 – Rank 3rd – The Adviser Magazine
- Commercial Broker of the Year 2016 – Finalist – Astute Financial Management
- Champion Group Award 2016 – Finalist – Astute Financial Management
- Brokerage of the Year 2016 – Diversification (Winner Highly Commended Award) – Australian Mortgage Awards
- Broker of the Year – Diversification Finalist 2016, 2015 – Australian Mortgage Awards
- Commercial Broker of the Year 2015, 2014, 2013, 2012, 2011 – Astute Financial Management
- Champion Member of the Year 2015, 2014 – Astute Financial Management
- Business Leadership Award Finalist 2015, 2014 – Astute Financial Management
- MFAA Finance Credit Adviser Business of the Year Finalist
- Business Leadership Award Finalist 2015, 2014 – Astute Financial Management
- Business Diversification Award Finalist 2015, 2014 – Astute Financial Management
- National Number 1 Commercial Finance Introducer 2015, 2014, 2013 – Westpac
- Queensland Number 1 Commercial Finance Introducer 2015, 2014, 2013, 2012 – Westpac
- Champion Group of the Year Finalist 2015, 2014 – Astute Financial Management
- Business Operator of the Year Award Finalist 2014 – Astute Financial Management
- National Number 1 Commercial Finance Organisation 2014 – Westpac
- Business Growth Award Finalist 2012 – Astute Financial Management
- Finance Broker of the Year Finalist 2012 – Mortgage and Finance Association of Australia (MFAA)
- Commercial Broker of the Year 2011 – BankWest
Professional Qualifications
- Bachelor of Business Accounting and Finance (BBus Acc/BBus B&F)
- Diploma of Finance and Mortgage Broking Management (Dip. FMBM)
- Certificate IV in Financial Services (Finance/Mortgage Broking)
- Mortgage and Finance Association of Australia (MFAA) – Credit Adviser
To find out how much you can borrow for your new business, investment or home purchase, to expand existing business operations or for more information on how to save money on your existing finance, contact me today.