As an ex-banker, I have extensive experience in all aspects of personal and small business banking and lending. Over the years I have helped all types of borrowers – first homebuyers, investors, families, individuals and businesses – to successfully purchase property of all shapes and sizes.

Review hundreds of loans in one complementary consultation

I can help you understand the pros and cons of hundreds of loans from over 60 banks and secure lenders. One consultation is all it takes to find out:

• How much you can borrow from a range of lenders
• The benefits and suitability of loan options & features
• Associated loan costs
• Deposit requirements & options
• Repayment options

I’ll guide you through the loan application process, from signing of contract to settlement and even beyond.

Investment loans for Brisbane property investors

Whether you are a first-time or seasoned property investor, the correct structuring of your investment loan/s will impact property returns. It literally pays to get it right!

Investment loan options are no longer as limited as they once were. Loan products and features available to investors, depending on your personal situation, may include:

• Options for salaried and self-employed borrowers
• Ability to borrow up to 95% of the purchase price
• Unlimited additional loan repayments
• No redraw fees
• 100% offset
• Variable or Fixed loan options
• Principal and Interest or Interest Only loan options
• Loan terms up to 30 years

If you already have property, I can show you how to use your equity to start or expand your investment property portfolio.

Is refinancing the way to save money?

If the cost of living has you shaking your head, your home loan may just be a way to find extra dollars in your weekly budget, especially if it’s been some time since you reviewed your current mortgage.

There’s still plenty of competition between banks and lenders to win new customers and that puts us in a good position to negotiate a better finance deal. In just one consultation I can show you how to:

• Save time or money off your home loan
• Reduce your repayments
• Access equity for investment or renovation
• Consolidate multiple loans
• Change your mortgage type ie. variable to fixed

Even if you think you’ve already found a good home loan deal, I can review your loan package, including interest rate, to see if any further savings can be negotiated.

Help for first home buyers

Buying your first home is a big financial commitment and can be an exciting life milestone. Keeping it as stress-free as possible is my aim. My job is, not just to help you find savings on your home loan, but also to guide you through the process. I’m here to answer all your questions every step of the way.

I will also:

• Help you apply for grants and take advantage of eligible first home buyer benefits
• Help you complete your loan paperwork & negotiate with the bank on your behalf
• Provide detailed property reports to help you with your search

BONUS: Free property valuation & profile

Ask me about your free report detailing the estimated value of your existing property or the home you are looking to buy. This is a great resource if you are considering accessing equity for further property purchases, renovating or even looking at your options to sell. Reach out if you’d like your own personalised property report.

Professional Qualifications & Memberships

• Certificate IV in Finance & Mortgage Broking (2024)
• Certificate III in Financial Services (2021)
• Certificate IV in Property Services REIQ (2016)
• Member Mortgage & Finance Association of Australia (MFAA)

For a detailed overview of borrowing options for your business, investment opportunity or new home contact me today.