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How do cash rate rises really impact how much you can borrow?
November’s official cash rate announcement came as no surprise with the Reserve Bank of Australia (RBA) presenting a 25 basis points increase, taking the official cash rate to 4.35%. This is the third rate rise since April 2023 and the highest it’s been in almost 12 years. So, what do...
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Home loan pre-approval: your key to a successful negotiation
Securing a home loan pre-approval provides you with a commitment from the bank or lender of your choice as to how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’ of how much you can borrow it...