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Home Loan Interest Rates: Where to in 2024?
In just a short timeframe, the Aussie interest rate outlook has shifted significantly. From discussions of potential rate cuts, we now anticipate a 'higher for longer' scenario, driven by unexpected inflation figures and cautious economic indicators. Despite notable progress in reducing inflation, challenges persist, particularly in sectors like healthcare, housing,...
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Home Loan repricing versus refinancing: How to save money in a rising rate environment
In May 2023 the Reserve Bank of Australia (RBA) announced a further hike to the cash rate from 3.60% to 3.85%. This was the 11th increase to the cash rate in approximately 12 months and a total of 3.75 percentage points up from a record-low of 0.1% back in May...