Commercial Finance

A step-by-step guide for using your Self-Managed Super Fund (SMSF) to purchase commercial property

As a specialised commercial finance brokerage, we receive enquiries regularly from existing and new clients wanting to secure finance utilising their SMSF. It’s a right royal hot topic at the minute! Last month’s article, ‘Pros vs Cons: Using a Self-Managed Super Fund (SMSF) to purchase commercial property’, aimed to provide...

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Need a loan for your health or beauty business?

You’ll need to nail the 5Cs. Whether you are buying or expanding a new business or are looking to save money or negotiate better terms and conditions on your current business finance arrangements, the key to getting a better deal is as simple as, thinking like a bank!  Banks lend...

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Derek Parson’s Top Tips for securing finance for your franchise business

Following are a few tips to help you prepare for a successful finance approval process: Ensure your financial statements are current The lender will require copies of (including but not limited to): Last 2 years’ Accountant prepared financial statements (for existing stores) Interim management financials for current year-to-date (for existing...

What’s the difference? Business Loan versus Line of Credit

Whether you're looking for funds to grow your business, boost your cashflow or top up your working capital, there are different options available. The two most common are a business line of credit and a business loan. It's important to understand them so you can pick the solution that is...

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Childcare sector set to boom as perfect storm of population growth, subsidies and funding availability hits

Childcare centres and services are beginning to see the light after a challenging couple of years as the industry bore the brunt of the COVID-19 pandemic.  Lockdowns, family health concerns, ensuing financial pressures and staff shortages saw falling occupancy rates and temporary centre closures resulting in a significant, although short-term,...

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EOFY Checklist: Six ways to potentially reduce your small business’s tax liabilities and pay less at EOFY

EOFY is fast approaching, which means it’s critical to get across your business’s finances and start the new financial year with the right foot forward.  That could mean using cash flow management tools to streamline your business, calculating your working capital or learning how to open a business account to simplify financial management. It’s also the time...

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