
Home Loan repricing versus refinancing: How to save money in a rising rate environment
In May 2023 the Reserve Bank of Australia (RBA) announced a further hike to the cash rate from 3.60% to 3.85%. This was the 11th increase to the cash rate in approximately 12 months and a total of 3.75 percentage points up from a record-low of 0.1% back in May...

The benefits of home loan pre-approval for a first home buyer
Securing a home loan pre-approval allows you to buy property or bid at auction with confidence. You can secure a commitment from the bank or lender of your choice for how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’...

