INSIGHTS, CASE STUDIES & MUCH MORE!

Our latest finance news, tips and insights
to keep you in the know.

 

Grow your small business with the right form of funding

When someone describes themselves as ‘being in debt’, it’s often considered a negative. They might have overspent on their credit card or are possibly struggling financially. But for small business owners, the debt that comes from taking out a small business loan or a line of credit facility can, in...

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Green Finance Group wins record 25 finance awards in 6 months

It’s been a big week for the Green Team, in the best of ways. On Monday night Green Finance Group were awarded the honour of all honours at Loan Market's Annual Awards – Number 1 Finance Brokerage Australia/NZ.  It's still sinking in. In addition to our team award, I also...

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Buying a franchise business: Pros and Cons

Some of the most recognised brands in Australia are franchise businesses. Think Subway, Dominos, Laser Clinics, Poolwerx and the list goes on.  From fast food to fitness to financial planning, franchising opportunities are as diverse as they are popular with the Franchise Council of Australia reporting the sector worth a...

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Management Rights: The pros & cons of a ‘lifestyle’ business

Who hasn’t returned from a seaside apartment getaway and wondered, “how do I make this holiday-feeling more permanent?” Undoubtedly, a large percentage of management rights business owners began their business journey with this very thought. While holiday rentals are only a percentage of an Australian industry estimated to be worth...

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Beware of car yard finance when looking for a car loan

Weighing up dealer finance versus going to the bank for a car loan No-interest or low-interest car loans are regularly advertised by struggling car manufacturers desperate for sales. Whether it’s 0 per cent or 1.5 per cent or somewhere in between, the fact is, if it seems too good to...

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Top three tips for saving money on Equipment Finance

ONE: Use an experienced business finance broker who can prove strong working relationships with a range of banks and specialist lenders. Ensure they are not just an agent for one lender and can pinpoint financiers supportive of your industry. TWO: Make sure your finance broker takes time to understand your...

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The first step to buying a motel or accommodation business

Before you start looking for a suitable motel or accommodation business, it is recommended you determine how much you can comfortably afford to borrow. Let’s consider a Freehold Going Concern motel for a purchase price of $1,000,000. Based on typical lending LVRs the maximum borrowing capacity would be $700,000 (or...

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Is getting a home loan more difficult when you are a self-employed borrower?

There is a common misconception that if you are self-employed obtaining a home or investment loan is difficult. It can be harder, but it isn’t always. In today’s modern workplace the fact is more people than ever before are self-employed and most lenders have adjusted their policy to suit demand...

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Why many parts of Australia are a landlord’s market right now

The Green Team are seeing a consistent stream of finance enquiries on behalf of investors, new and experienced, looking to take advantage of current favourable market conditions to grow or start their residential investment property portfolios. The latest RBA cash rate increase in May and ongoing speculation as to the...

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Home Loan repricing versus refinancing: How to save money in a rising rate environment

In May 2023 the Reserve Bank of Australia (RBA) announced a further hike to the cash rate from 3.60% to 3.85%. This was the 11th increase to the cash rate in approximately 12 months and a total of 3.75 percentage points up from a record-low of 0.1% back in May...

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