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Home loan pre-approval: your key to a successful negotiation

Securing a home loan pre-approval provides you with a commitment from the bank or lender of your choice as to how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’ of how much you can borrow it...

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Green Finance Group wins record 25 finance awards in 6 months

It’s been a big week for the Green Team, in the best of ways. On Monday night Green Finance Group were awarded the honour of all honours at Loan Market's Annual Awards – Number 1 Finance Brokerage Australia/NZ.  It's still sinking in. In addition to our team award, I also...

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Is getting a home loan more difficult when you are a self-employed borrower?

There is a common misconception that if you are self-employed obtaining a home or investment loan is difficult. It can be harder, but it isn’t always. In today’s modern workplace the fact is more people than ever before are self-employed and most lenders have adjusted their policy to suit demand...

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Why many parts of Australia are a landlord’s market right now

The Green Team are seeing a consistent stream of finance enquiries on behalf of investors, new and experienced, looking to take advantage of current favourable market conditions to grow or start their residential investment property portfolios. The latest RBA cash rate increase in May and ongoing speculation as to the...

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Home Loan repricing versus refinancing: How to save money in a rising rate environment

In May 2023 the Reserve Bank of Australia (RBA) announced a further hike to the cash rate from 3.60% to 3.85%. This was the 11th increase to the cash rate in approximately 12 months and a total of 3.75 percentage points up from a record-low of 0.1% back in May...

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The benefits of home loan pre-approval for a first home buyer

Securing a home loan pre-approval allows you to buy property or bid at auction with confidence. You can secure a commitment from the bank or lender of your choice for how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’...

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