INSIGHTS, CASE STUDIES & MUCH MORE!

Our latest finance news, tips and insights
to keep you in the know.

 

Home loan pre-approval: your key to a successful negotiation

Securing a home loan pre-approval provides you with a commitment from the bank or lender of your choice as to how much you can borrow before you buy, with a formal, written home loan pre-approval. An official conditional pre-approval isn’t just an ‘indication’ of how much you can borrow it...

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Record car sales with loan and leasing options to match

Published: 5/9/23 Aussies bought a record 96,859 new vehicles in July – a 14.7% increase on the previous year (84,461) and 4.4% higher than the previous July record (92,754) in 2017. The top-selling vehicles in July were the Ford Ranger (5,143 sales), Toyota Hi-Lux (4,670), MG ZS (3,852), Tesla Model...

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How are Childcare Centres Valued?

Published: 5/9/23 There are two valuation methods commonly used to value Childcare Centres:   Going Concern Childcare Centres   METHOD ONE: Capitalisation of Net Income   The Capitalisation of Net Income is the primary method of valuation and is performed by assessing a net achievable income (based on the childcare centre’s performance) and capitalising...

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The impact of rising interest rates on commercial funding availability

I recently joined Mortgage Professional Magazine (MPA) for a podcast on the impact of rising interest rates on commercial funding availability and what it means for business owners and investors in key sectors. Click on the link below to have a listen or recap on the key points below: MPA...

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Need funding for your Supermarket business?
Here’s what you need to know.

Whether you are establishing a new supermarket or buying an existing supermarket business or looking to save money or negotiate better terms and conditions on your current business finance arrangements, the key to getting a better deal is as simple as, thinking like a bank! Banks lend money based on...

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Grow your small business with the right form of funding

When someone describes themselves as ‘being in debt’, it’s often considered a negative. They might have overspent on their credit card or are possibly struggling financially. But for small business owners, the debt that comes from taking out a small business loan or a line of credit facility can, in...

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Green Finance Group wins record 25 finance awards in 6 months

It’s been a big week for the Green Team, in the best of ways. On Monday night Green Finance Group were awarded the honour of all honours at Loan Market's Annual Awards – Number 1 Finance Brokerage Australia/NZ.  It's still sinking in. In addition to our team award, I also...

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Buying a franchise business: Pros and Cons

Some of the most recognised brands in Australia are franchise businesses. Think Subway, Dominos, Laser Clinics, Poolwerx and the list goes on.  From fast food to fitness to financial planning, franchising opportunities are as diverse as they are popular with the Franchise Council of Australia reporting the sector worth a...

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Management Rights: The pros & cons of a ‘lifestyle’ business

Who hasn’t returned from a seaside apartment getaway and wondered, “how do I make this holiday-feeling more permanent?” Undoubtedly, a large percentage of management rights business owners began their business journey with this very thought. While holiday rentals are only a percentage of an Australian industry estimated to be worth...

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Beware of car yard finance when looking for a car loan

Weighing up dealer finance versus going to the bank for a car loan No-interest or low-interest car loans are regularly advertised by struggling car manufacturers desperate for sales. Whether it’s 0 per cent or 1.5 per cent or somewhere in between, the fact is, if it seems too good to...

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